Tips for First Time Homeowners

HomeArticlesTips for First Time Homeowners

Finally, bought your own house or condo? Congratulations on achieving such a great milestone! To help you cover all the things you need to do, here are some tips from us for first-time homeowners like you:

Keep your home documents safe

When you bought your house or condo (such as Brentwood Cebu), you surely encountered tons of paperwork. Make sure that you keep all these documents in a safe place as you are bound to need them every now and then. Some of the most important would be purchase agreement, mortgage (including your payment receipts later on), and insurance.

Take time before deciding in making big changes to your new home

If you have bought a new house or condo, then they are bound to be turned over to you unfurnished or whatever handover condition you agreed to. If you took over an existing property, then it would more likely be offered as-is, sometimes even ready for you to live on. If the latter is what’s true for you, it is recommended that you try to live in the property as it is for at least a year.

In doing so, you will be able to have an idea based on your own first-hand experience with your home, and you would know what needs to be improved, and what can be retained.

For new properties, it is best to work with professionals so you can have expert advice on how you can turn your home into a place that you can proudly call your own.

Learn to identify issues and problems with your new home

Whether newly-built or not, your property should have a warranty of some sort from the property developer, or the previous owner. During the period covered by this warranty, you should be knowledgeable in what things can be considered as issues that can be brought to the attention of the property developer or seller. If you are unable to identify such issues, then the assumption is that you received the property in perfect condition and whatever issue that happens in the future will be beyond their responsibility, and left to you to fix yourself.

Give attention to your energy consumption

As a first-time homeowner, you might not be aware yet of how much power your new home consumes. So it is recommended that you spend enough time taking note of your energy consumption in the first couple of months and check out sudden fluctuations in energy consumed by your house. If you believe there are ways that you can lessen energy consumption, do that.

Be friendly to your neighbors

Nothing feels better than being in a happy community where neighbors are nice to each other. After moving into your new home, try to be acquainted with some of them so that you be seen as a friendly new neighbor.

In being friends with your neighbors, you will be able to enjoy the perks of having someone you can trust to help keep your place safe. Just remember that it’s a give-and-take relationship so don’t forget to help your neighbor to when asked.

Keep an emergency fund

You don’t know when untoward incidents will happen. And while you may have insurance for this, there is a limit as to how much can be covered. It is therefore very helpful to keep some emergency funds that you can use once the need arises. The idea is to be prepared for whatever life throws at you, and knowing how to respond, being ready financially if it calls for it.

Six easy tips for new homeowners

Again, congratulations on your investment. The job is not over though, and there are a lot of things that you need to do now that you own a property. With the 6 tips above, we hope that you are now more prepared to face the challenges of being a first-time homeowner.

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